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Tips for buying the American Dream
The top 10 things you need to know when buying a home.

1. Don't buy if you can't stay put.

2. Start by shoring up your credit.

3. Aim for a home you can really afford.

4. If you can't put down the usual 20 percent, you may still qualify for a loan.

5. Buy in a district with good schools.

6. Get professional help.

7. Choose carefully between points and rate.

8. Before house hunting, get pre-approved.

9. Do your homework before bidding.

10. Hire a home inspector.

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